Short-term working capital loan, no more than 180 days. The service format is the transfer of rights to receive payment of commercial debt. By bringing evidence that the product/service has been delivered (Invoice) to request an advance credit limit.

Fast, easy service, flexible criteria Increase the credit limit according to actual buying and selling. And there are personnel with more than 20 years of experience ready to give advice.

The credit limit for customers and the credit limit for suppliers will be considered. (Trade debtor) each person
According to actual trade transactions They must be reliable partners.

1. Credit limit set-up fee (One time payment)
2. Interest
3. Service fees
Note: Basic costs for using all services AF will inform you of and consider first.
After receiving the basic information.

1. Certificate of registration of legal entity and a sample stamp (BOJ.3 and/or B.O.J.4) (not more than 3 months)
2. Copy of shareholder list (not more than 3 months)
3. Memorandum of Association, P.P.20 and company registration certificate
4. Copy of ID card and house registration of directors authorized to sign
5. Financial statements (past 3 years)
6. P.P.30 and receipt of payment according to P.P.30 form
7. Sales tax report
8. Statement for the past 6 months
9. Credit information (Credit Bureau)
10. AF Application

After the customer has sent the product/service already given to the trade debtor company Submit evidence of commercial transaction documents.
In order to withdraw the credit line to AF, the customer will receive a maximum amount not exceeding 90% of the invoice value.

Public companies, private companies and government agencies

No, because factoring loans are a form of post finance service.
The customer must have the product/service delivered. finished

Consideration after receiving complete documents 7-14 business days.

All types of businesses that have credit terms between them. and is not classified as a risky business

No, because you must be a juristic person only.

Financial institutions consider providing factoring loans to potential customers. have a need
and trends in business growth