บริษัท ไอร่า แฟคตอริ่ง จำกัด (มหาชน)

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Message from the Chairman and Chairman of the Executive Board

Dear shareholders

      The world is currently undergoing more rapid and severe changes. Financial technology is changing faster and more efficiently. Can meet various needs with a lower cost which can be seen from Financial transactions through the growth of platform technology that is a medium between buyers and sellers to meet the lifestyle needs of people who have changed to a new way of life (New Normal) where the business sector has adapted to use technology in providing more services, such as the financial business There has been an adjustment by providing services in the form Decentralized Finance and uses various aspects of Blockchain technology to create a good experience for customers.

       Over the past 2 – 3 years, the company has planned to support changing technology. By applying technology to provide services A basic financial service system, core system, has been created to support online services, and the U E Factoring system has been developed for use in credit consideration. Including using the E – Document system to store documents electronically. and adjust the organization to become a fully digital financial service provider in the near future.

       In the past year The company faces constant challenges. From the level of inflation has increased. As well, competition is likely to become more intense from both direct and indirect competitors. However, the board of directors and executives have been closely monitoring the situation. and jointly formulated strategies for conducting business appropriately causing the operating results to have a good trend

       In addition, the company has added more financial service products. By giving importance to environmental conservation Promote increasing the amount of clean energy By supporting Green Energy loans for energy and environmental conservation projects. There is also Business Synergy with companies in the AIRA group to expand the customer base and increase the company’s income base. This will promote sustainable growth of the business according to the ESG guidelines that the company values.

       Finally, on behalf of the Board of Directors of AIRA Factoring Public Company Limited, thank you to the shareholders. financial partner and all customers who have supported the company well throughout And I want everyone to believe that The company remains committed to conducting business under good corporate governance guidelines. To move forward sustainably

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